​Insurance Agency

Your Independent Insurance Broker

What's the difference?

Finding an insurance agent to help you meet your needs can be a confusing process. Why choose one over the other? Does it really make a difference? One of the most basic, yet biggest, differences when it comes to choosing an agent is the concept of Independent Agent (or Agency) versus Captive Agent. A Captive Agent only works with one insurance carrier (for example, State Farm). The agent can only offer you with the products that the single carrier provides. Whereas, an Independent Agent can work with many carriers to find the best products to address your needs. It's like shopping at Nordstrom versus shopping at Nike.  At Nordstrom, you can choose from a multitude of brands and products but at Nike...you can only buy Nike. 

We'll take care of your personal and business insurance needs like you're part of our family. ​

Please let us know how we can be of service.


Gary & Karen Evenvold 

Evenvold Insurance Agency has been helping

our clients find affordable personal and business insurance for over 30 years.
We'll shop the insurance market for you

and find the best insurance plans available.

​Auto - Home - Health - Life - Business

Independent vs Captive